Understand Malaysia’s latest MM2H programme, compare the available categories, and plan your property purchase, relocation and life in Malaysia.
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Compare the main Federal Malaysia My Second Home categories and their key financial, property and residency requirements.
| Requirement | Silver | Gold | Platinum | SEZ / SFZ |
|---|---|---|---|---|
| Minimum Age | 25 years | 25 years | 25 years | 21 years |
| Fixed Deposit | USD150,000 | USD500,000 | USD1,000,000 | USD65,000Age 21–49USD32,000Age 50+ |
| Minimum Property Purchase | RM600,000 | RM1,000,000 | RM2,000,000 | Designated property requirements apply |
| MM2H Term | 5 years | 15 years | 20 years | 10 years |
| Renewable | Yes | Yes | Yes | Yes |
| Participation Fee | RM1,000 | RM3,000 | RM200,000 | RM1,000 |
| Minimum Annual StayApplicants below age 50 | 90 days* | 90 days* | 90 days* | 90 days* |
| Age 50+ | No minimum stay | No minimum stay | No minimum stay | No minimum stay |
| Business / Career | Not permitted | Not permitted | Permitted* | Not permitted |
*Subject to prevailing MM2H requirements and applicable Malaysian regulations.
Your ideal category depends on your financial commitment, intended residency term and property plans in Malaysia.
SILVER
Silver provides the lowest financial entry point among the three standard Federal MM2H categories.
GOLD
Gold offers a significantly longer residency term for applicants comfortable with a higher financial commitment.
PLATINUM
Platinum is the highest Federal MM2H tier, offering the longest residency term and additional flexibility.
The SEZ / SFZ category provides a lower fixed-deposit threshold, but comes with specific geographical and property requirements.
Qualifying residential property must meet the requirements prescribed for the designated programme area. Applicants should therefore consider the location restriction carefully before selecting this category.
Under the current Federal MM2H programme, purchasing a qualifying residential property is compulsory.
Your MM2H property decision should not be based only on the Federal programme minimum.
Foreign property ownership rules in Malaysia are also influenced by the state in which the property is located. State-level minimum purchase thresholds, consent procedures and restrictions may therefore affect whether a property is suitable.
Under the current MM2H framework, the qualifying residence generally cannot be sold for 10 years.
Participants may upgrade to another qualifying residential property of a higher value, subject to prevailing programme rules.
Malaysia combines modern infrastructure, regional connectivity, multicultural living and diverse lifestyle choices with a comparatively competitive cost of living.
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Enjoy a high standard of living with comparatively competitive housing, dining and everyday expenses.
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Access established private hospitals and specialist medical centres throughout Malaysia’s major cities.
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Families can choose from international schools, private colleges and universities.
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Kuala Lumpur provides convenient access to major Asian and international destinations.
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Choose between city-centre residences, family communities, island homes and resort destinations.
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English is widely used across business, healthcare, education and many everyday services.
The required fixed deposit must be placed with an eligible Malaysian financial institution.
Up to 50% of the principal fixed deposit may be withdrawn for approved purposes, subject to prevailing programme rules.
Eligible MM2H participants may include qualifying family members as dependants.
Specific age, dependency and documentation conditions apply.
MM2H is primarily a long-term residency programme. Employment and business rights differ depending on the category.
| Activity | Silver | Gold | Platinum | SEZ / SFZ |
|---|---|---|---|---|
| Live in Malaysia | Yes | Yes | Yes | Yes |
| Qualifying Property Purchase | Required | Required | Required | Required |
| Eligible Dependants | Yes | Yes | Yes | Yes |
| Business Activities | No | No | Subject to applicable regulations | No |
| Career Opportunities | No | No | Subject to applicable regulations | No |
A typical Federal MM2H journey involves several stages from initial planning through to relocation.
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Review your age, family structure, financial commitment and objectives in Malaysia.
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Determine which Federal MM2H category best suits your intended lifestyle and financial plan.
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Prepare the required personal, family, financial and supporting documentation.
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Submit the Federal MM2H application through an appropriately licensed MM2H operator.
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Proceed with the required post-approval formalities once conditional approval is issued.
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Place the required fixed deposit with an eligible Malaysian financial institution.
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Complete the applicable medical examination and insurance requirements.
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Complete your qualifying Malaysian residential property purchase within the applicable timeframe.
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Complete the required immigration and MM2H endorsement formalities.
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Arrange property handover, banking, utilities, education and other relocation matters.
Exact documentation may vary according to nationality, family structure and individual circumstances.
Documents issued outside Malaysia may require certification, translation or authentication depending on the applicable requirements.
Your ideal location depends on whether you prioritise city living, international education, healthcare, Singapore connectivity, beaches or retirement.
KUALA LUMPUR
Business, private healthcare, international education and extensive urban amenities.
KLCC
Premium residences, walkability, shopping, dining and city-centre convenience.
MONT’KIARA
Established international schools and expatriate-oriented amenities.
PENANG
Food, private healthcare, heritage districts and a relaxed island lifestyle.
JOHOR
A practical choice for applicants who value Singapore proximity and southern Malaysia.
LANGKAWI
Beaches, lower-density living and resort-style residential opportunities.
Choosing where to live is difficult from overseas. Our Malaysia Discovery Tour helps prospective MM2H applicants experience locations, properties and everyday life before making a long-term commitment.
A discovery visit can help you determine whether Malaysia — and which part of Malaysia — is right for you.
Relocating to another country involves immigration, property, banking and lifestyle decisions. MyOka helps coordinate the different parts of your move.
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Understand the available categories, financial requirements and practical next steps.
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Explore locations, neighbourhoods and properties before making your decision.
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Identify Malaysian residential properties suitable for your plans and foreign-ownership requirements.
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Understand the practical process of establishing your Malaysian banking arrangements.
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Coordinate the practical considerations involved in establishing your life in Malaysia.
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Connect with appropriately licensed MM2H operators, lawyers and professional service providers where required.
Yes. Under the current Federal MM2H programme, participants must purchase a qualifying residential property according to their category.
The Federal minimums are RM600,000 for Silver, RM1 million for Gold and RM2 million for Platinum. Separate property requirements apply to the SEZ / SFZ category.
No. State-level foreign ownership rules, minimum purchase thresholds and consent requirements may also apply.
No. The applicable annual stay requirement depends on age and the prevailing MM2H programme rules.
Up to 50% of the principal fixed deposit may be withdrawn for approved purposes, subject to prevailing programme requirements.
Eligible spouses and qualifying dependants may be included, subject to the programme’s relationship, age and dependency requirements.
Employment and business rights depend on the category. Platinum provides additional flexibility subject to applicable Malaysian laws and approvals.
No. MM2H is a renewable long-term social visit pass. It is not Malaysian permanent residency or citizenship.
Federal MM2H applications are processed through appropriately licensed MM2H operators in accordance with applicable requirements.
Tell us about your plans, preferred location and property requirements. We can help you understand the most practical next step.
Tell us about your MM2H plans, preferred location, property requirements or relocation needs. We will help you identify the most practical next step.
Consultation Request
Share your MM2H, relocation or Malaysia property planning questions with us. Our team will review your enquiry and advise the suitable next step.
By submitting this enquiry, you agree to be contacted regarding MM2H, relocation, discovery tour, banking, settlement or property advisory matters.
The information on this page is provided for general informational purposes only and does not constitute immigration, legal, tax, financial or investment advice.
MM2H requirements, immigration policies, property regulations, fees and eligibility criteria may be amended by the Malaysian authorities from time to time. Applicants should verify current requirements with the relevant Malaysian authorities and appropriately licensed professional advisers before making financial, immigration or property decisions.
MyOka may coordinate with appropriately licensed MM2H operators, lawyers and other professional service providers where regulated services are required. Final approval remains subject to the relevant Malaysian authorities.
Last reviewed: August 2026
Official programme information: Ministry of Tourism, Arts and Culture Malaysia (MOTAC)